Scholarships, Debt Management and Financial Wellness
The Office of Scholarships and Financial Wellness supports your transition and journey in Medical School. We offer a variety of useful information, resources, tutorials and assistance to ensure you are aware and stay on track for success.
For assistance and more information:
Scholarships ScholarshipTeam@wayne.edu
Financial Wellness and Budgeting Finwellness@wayne.edu
Gregory Stolarski, MHRM
Associate Director of Scholarship and Financial Wellness
Mazurek Education Center Suite 322
313-577-3610
Kelli Wright
Financial Wellness Advisor
Mazurek Education Center Suite 322
313-577-8251
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Costs/Resources to Pay for School
General Information
Wayne State University School of Medicine Tuition - https://recordsandreg.med.wayne.edu/tuition
Office of Financial Aid - https://wayne.edu/financial-aid/medicine
Federal Loans vs Private Loans - https://studentaid.gov/understand-aid/types/loans/federal-vs-private
Resources for Muslim Students
A Muslim's Guide to Student Loans in the U.S. - MuslimMatters.org
A Continuous Charity (acceducate.org)
Michigan – A Continuous Charity (acceducate.org)
Education and Scholarships - Center for Arab American Philanthropy (centeraap.org)
- Wayne State University School of Medicine Scholarships and Endowments
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External Scholarships
Scholarships.com - https://www.scholarships.com/financial-aid/college-scholarships/scholarships-by-major/medical-scholarships/
Board Vitals - https://www.boardvitals.com/blog/top-medical-school-scholarships/
National Health Services Corps – https://nhsc.hrsa.gov/
Military and Veteran - https://wayne.edu/financial-aid/types/other/veterans
Bridging the Dream Scholarship for Graduate Students - Scholarships for Graduate School| The Sallie Mae Fund
Hispanic Health Professional Student Scholarship - The Hispanic Health Professional Student Scholarship (nhmafoundation.org)
Hispanic Latino Commission Future Leaders Scholarship - HLCOM - Hispanic and Latino students encouraged to apply for 2020-2021 Future Leaders Scholarship (michigan.gov)
National Hispanic Health Professional Student Scholarship - National Hispanic Health Professional Student Scholarship Details - Apply Now | Unigo
Latino Medical Student Association Scholarships - LMSA National Scholarships - The Latino Medical Student Association
Tylenol Care Scholarship - TYLENOL® Future Care Scholarship | TYLENOL® To apply for this scholarship program, go to https://aim.applyISTS.net/Tylenol/ If needed, the program key to apply is Tylenol If you complete your application, you will be notified if you have progressed to the semi-finalist stage in July. Notifications of final awards will be made in August after the semi-finalist application period. If awarded, funds will be issued for the entire year in the month of September.
Iranian-American Scholarship Fund - Iranian-American Scholarship Fund Apply Here - Iranian-American Scholarship Fund (iasfund.org)
AMA Scholarships - Apply for medical school scholarships | American Medical Association (ama-assn.org)
Daughters of the American Revolution Scholarship - Scholarships | Daughters of the American Revolution (dar.org)
Samvid Scholars - Samvid Scholars — Samvid Ventures
Chinese American Physicians Society - Scholarship Program (caps-ca.org)
Traub-Dicker Rainbow Scholarship - Scholarships — Stonewall Community Foundation (stonewallfoundation.org)
Pisacano Scholars Leadership (PLF) Award in Family Medicine - http://www.pisacano.org/
National Medical Fellowships - http://www.nmfonline.org/
OSARA Medical Scholarship Program - Medical Scholarships Available- OSARA Medical School Scholarships
AAMC Scholarship & Loan Repayment Search Tool - Loan Repayment/Forgiveness/Scholarship and Other Programs (aamc.org)
Buckfire Lawfirm Diversity Community Scholarship - Buckfire & Buckfire, P.C. Medical Diversity Scholarship Program (buckfirelaw.com)
Islamic Development Bank/ISNA Scholarship - Islamic Development Bank/ISNA Scholarship – Islamic Socety of North America
ISNA Scholarships - Scholarships – Islamic Society of North America (isna.net)
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Scholarships for Away Electives
EMRA
Diversity Oriented Away/Scholarship Programs EMRA
Albany Medical College - Albany Medical College offers funded electives for students underrepresented in medicine in Internal Medicine, Pediatrics and Surgery. https://www.amc.edu/academic/undergraduate/upload/Albany-Medical-College-Diversity-Program-final-7-7-17.pdf
American Academy of Neurology - The American Academy of Neurology (AAN) offers Medical Student Diversity Scholarships to fund travel to the AAN Annual Meeting. https://tools.aan.com/conferences-community/annual-meeting/ Visiting Students: https://aan.secure-platform.com/a/organizations/main/gallery/rounds/7/details/21105 and https://aan.secure-platform.com/a/organizations/main/gallery/rounds/7/details/21104
American Academy of Otolaryngology – Head and Neck Surgery - The American Academy of Otolaryngology – Head and Neck Surgery (AAO-HNS) offers grants for underrepresented minority students to do elective away rotations in Otolaryngology – Head and Neck Surgery, and for minority students to attend the AAO-HNS National Meeting. http://www.entnet.org/Diversity_Grants
American College of Radiology - The American College of Radiology and Nth Dimensions Educational Solutions sponsor an annual summer internship program for first-year gender and ethnic minority students including those in the American Academy of Orthopaedic Surgery J. Robert Gladden or Ruth Jackson Orthopaedic Society mentoring program. http://www.nthdimensions.org/bioskills
American Society of Hematology - The American Society of Hematology offers funded research experiences for underrepresented in medicine medical students ranging from 8 weeks to one year. http://www.hematology.org/Awards/Medical-Student/383.aspx
American Society for Radiation Oncology - The American Society for Radiation Oncology offers Minority Summer Fellowships designed to introduce students from underrepresented minority groups to the discipline of radiation oncology. https://www.astro.org/Patient-Care/Research/Funding-Opportunities/ASTRO-Minority-Summer-Fellowship-Award/
Boston Medical Center - Boston Medical Center offers funded electives for visiting medical students underrepresented in medicine. https://www.bmc.org/medical-professionals/office-minority-physician-recruitment/visiting-medical-students
Brown University - Brown University’s Warren Alpert Medical School offers visiting student scholarships for rotations in Internal Medicine and Pediatrics. Learn more about this opportunity.
Children’s National/George Washington University - Children’s National and George Washington University offer a Minority Senior Scholarship Program for rotations to expose underrepresented in medicine students to Academic Pediatrics. Learn more about this opportunity.
Duke University School of Medicine - Duke University School of Medicine offers a visiting scholars program for underrepresented in medicine students featuring rotations in Surgery, Ophthalmology, Otolaryngology, Internal Medicine, Psychiatry, Obstetrics and Gynecology, Pediatrics, Emergency Medicine, Anesthesiology, Dermatology, Neurology, Pathology and Radiology. Learn more about this opportunity.
Eastern Virginia Medical School - EVMS Otolaryngology Away Elective Rotation Grant to underrepresented minority medical students. The student must be in good academic standing and enrolled in their fourth or final year at an accredited MD or DO degree program during their elective rotation at EVMS. Underrepresented minority is defined by the AMA and AAMC as “those racial and ethnic populations that are underrepresented in the medical profession relative to their numbers in the general population”. Contact Erin Mordecai, Residency Program Specialist II mordecel@evms.edu, phone: 757.388.6229
FARMS Database - The Funded Away Rotations for Minority Medical Students (FARMS) Database is a directory of programs offering financial support to students underrepresented in medicine wishing to participate in visiting electives. FARMS Database
Harvard Medical School - Harvard Medical School offers a paid Visiting Research Internship Program for first- and second-year medical students. Learn more about this opportunity. Harvard Medical School’s funded visiting clerkship program offers rotations in Internal Medicine, Obstetrics and Gynecology, Pediatrics and Surgery. Learn more about these opportunities.
Johns Hopkins University - The Department of Medicine of the Johns Hopkins University School of Medicine offers funded visiting clerkship opportunities for underrepresented minorities. Learn more about this opportunity. The Department of Otolaryngology – Head and Neck Surgery of the Johns Hopkins University School of Medicine offers funded research and clinical clerkships for underrepresented minority students. Learn more about this opportunity.
Louisiana State University - Louisiana State University Health Science Center – New Orleans offers funded visiting clerkships in Emergency Medicine. Learn more about this opportunity.
Mayo Clinic - The Mayo Clinic offers funded visiting clerkships for underrepresented in medicine students in all specialties at its three campuses. Learn more about this opportunity.
Medical College of Wisconsin - The Medical College of Wisconsin offers a paid Diversity Summer Health-Related Research Education Program for first- and second-year medical students funded through the National Heart, Lung and Blood Institute. Learn more about this opportunity.
Medical University of South Carolina - The Medical University of South Carolina’s funded visiting student program offers rotations in Anesthesiology, Dermatology, Emergency Medicine, Internal Medicine, Neurosurgery, Obstetrics and Gynecology, Otolaryngology, Pediatrics, Psychiatry, Radiology, Surgery and Urology. Learn more about this opportunity.
Mount Sinai - The Icahn School of Medicine at Mount Sinai offers funded visiting electives for underrepresented in medicine students in Anesthesiology, Dermatology, Emergency Medicine, Internal Medicine, Neurology, Neurosurgery, Obstetrics and Gynecology, Ophthalmology, Orthopedic Surgery, Pathology, Pediatrics, Physical Medicine and Rehabilitation, Plastic Surgery, Psychiatry, Radiology, Surgery and Urology. Learn more about this opportunity.
National Health Service Corps (NHSC) Students to Service Loan Repayment Program - To be eligible for this program, applicants must be currently enrolled as full-time students in their last year of an eligible allopathic or osteopathic degree program at a fully-accredited school, and planning to complete an accredited primary care residency in a NHSC-approved specialty (Family Medicine, Geriatrics, Internal medicine, Obstetrics and Gynecology, Pediatrics and Psychiatry). In addition, applicants should be interested in working with underserved communities in high-need areas throughout the United States and its territories. Learn more about this opportunity.
New York University - New York University School of Medicine offers funded visiting electives for students underrepresented in medicine. Learn more about this opportunity.
Northwestern University - The Northwestern University Feinberg School of Medicine offers a funded visiting elective program for underrepresented in medicine students in all specialties. Learn more about this opportunity.
Oregon Health and Sciences University - Oregon Health and Sciences University offers a funded diversity program for visiting students in Internal Medicine. Learn more about this opportunity.
Saint Jude Children’s Research Hospital - The Pediatric Oncology Education Program at Saint Jude Children’s Research Hospital is a paid internship in laboratory and clinical research. Learn more about this opportunity.
Saint Louis Integrated Health Network Summer Internship - Washington University School of Medicine has partnered with Saint Louis University School of Medicine to develop a cross-school elective experience for first-year medical students focused on the region’s medically underserved and uninsured. Learn more about this opportunity.
Stanford University - Stanford University School of Medicine offers its Clinical Opportunity for Residency Experience (SCORE) program to groups underrepresented in medicine. The program funds visiting electives in Anesthesiology, Dermatology, Emergency Medicine, Internal Medicine, Neurology, Neurosurgery, Ophthalmology, Orthopedic Surgery, Otolaryngology, Pediatrics, Radiology, Surgery and Urology based on availability. Learn more about this opportunity.
Thomas Jefferson University - Thomas Jefferson University Sidney Kimmel Medical College offers a funded visiting externship in Internal Medicine for underrepresented minority students in medicine. Learn more about this opportunity.
University of Alabama - The University of Alabama’s Underrepresented in Medicine Senior Scholarship Program offers funded clinical rotations in Pediatrics. Learn more about this opportunity.
University of California Davis - The University of California Davis offers a funded visiting clerkship program for 23 specialties. Learn more about this opportunity.
University of California Los Angeles - The Department of Pediatrics at University of California Los Angeles offers funded visiting electives for students underrepresented in medicine. Learn more about this opportunity.
University of California San Francisco - The University of California San Francisco offers scholarships for visiting electives in Emergency Medicine, Family Practice, Obstetrics and Gynecology, Pediatrics, Psychiatry, Radiology, Surgery, Urology and other specialties. Learn more about this opportunity.
University of Chicago - The University of Chicago Pritzker School of Medicine offers a funded minority visiting clerkship program in several subspecialties within Surgery, Pediatrics and Medicine. Learn more about this opportunity.
University of Cincinnati - The University of Cincinnati offers funded minority visiting fourth year electives at Cincinnati Children’s Hospital in Anesthesia, Emergency Medicine, Internal Medicine, Neurology, Ophthalmology, Orthopaedic Surgery and Pediatrics. Learn more about this opportunity.
University of Colorado - The University of Colorado School of Medicine offers funded Pediatric Healthcare Disparities Externships for the underserved at its Denver Campus. Learn more about this opportunity. The University of Colorado also offers Medical Student Diversity Grants for visiting clerkships in Vascular and Endovascular Surgery at its Aurora Campus. Interested applicants may contact Dr. Omid Jazaeri at Omid.jazaeri@ucdenver.edu.
University of Michigan - The University of Michigan offers Health Equity Visiting Clerkships for underrepresented in medicine students. Learn more about this opportunity.
University of North Carolina - The University of North Carolina School of Medicine Charlotte Campus offers a funded healthcare disparities externship in Emergency Medicine for underrepresented in medicine students. Learn more about this opportunity. The University of North Carolina School of Medicine Chapel Hill Campus offers underrepresented in medicine scholarships for visiting student electives in Anesthesiology, Dermatology, Emergency Medicine, Family Medicine, Internal Medicine, Neurology, Neurosurgery, Obstetrics and Gynecology, Ophthalmology, Orthopaedics, Otolaryngology – Head and Neck Surgery, Pathology and Laboratory Medicine, Pediatrics, Physical Medicine and Rehabilitation, Psychiatry, Radiology, Radiation Oncology, Surgery and Urology. Learn more about this opportunity.
University of Pennsylvania - The Department of Emergency Medicine at the University of Pennsylvania offers a funded visiting clerkship program. Learn more about this opportunity.
University of Utah - The University of Utah School of Medicine offers funded visiting clerkships and residency travel stipends for students underrepresented in medicine. Interested applicants may contact healthequity@hsc.utah.edu.
University of Washington - The University of Washington offers scholarships for underrepresented in medicine students interested in electives in Emergency Medicine, Family Medicine, Infectious Disease, Internal Medicine, Pediatrics, Psychiatry, Surgery , Radiology and Urology. Learn more about the Family Medicine, Infectious Disease, Internal Medicine, Pediatrics, Psychiatry, Surgery and Radiology opportunities. Applicants interested in the Emergency Medicine opportunity may contact Alexis Rush at rusha@uw.edu. Learn more about the Urology opportunity.
University of Wisconsin Madison - The Department of Surgery at the University of Wisconsin Madison offers an Underrepresented Minority Visiting Elective Scholarship program. Learn more about this opportunity.
Wake Forest University - Wake Forest University School of Medicine offers a scholarship clerkship program to promote diversity in Anesthesiology, Emergency Medicine, Family and Community Medicine, General Surgery, Plastic Surgery, Obstetrics and Gynecology, Pediatrics, Neurosurgery, Dermatology, Neurology, Otolaryngology, Psychiatry, Orthopedic Surgery, Urology, Nephrology and Radiology. Learn more about this opportunity.
Washington University in Saint Louis - The Office of Diversity Programs at Washington University in Saint Louis offers funded visiting electives. Learn more about this opportunity.
The Department of Obstetrics and Gynecology at Washington University School of Medicine and the Mentored Training in Clinical Investigation program offer four positions designed to strengthen the links between women’s health research and traditional epidemiology. Interested applicants should contact the principal investigators, Dr. George Macones (maconesg@wustl.edu) and Dr. Jeffrey Peipert (peipertj@wustl.edu).
Yale University - Yale University School of Medicine offers funded visiting elective/rotations for underrepresented minority students in Emergency Medicine and Pediatrics. Learn more about the Emergency Medicine opportunity. Learn more about the Pediatrics opportunity.
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Community Assistance
Detroit Area Community Resources - https://socialwork.wayne.edu/coronavirus/resources
Child Care - Resources
University-Based, Low Income Housing - Resources
Homelessness Prevention
- Neighborhood Legal Services (Homelessness Prevention and Rapid Rehousing Program): 313-964-1975
- United Community Housing Coalition: 313-963-3310
- Southwest Solutions: 313-963-6601
- Community and Home Supports: 313-964-2566
- Detroit Housing Commission - Resources
Utility Bill Assistance
- DTE Case Management – 800-545-8064
- Friendship House – 313-871-7443
- Heat and Warmth Fund – 800-866-8429
- Community and Home Supports – 313-964-2566
Emergency Assistance
THE RED CROSS IS AVAILABLE TO YOU 24 HOURS A DAY, 7 DAYS A WEEK!
IF YOU NEED EMERGENCY ASSISTANCE FROM THE RED CROSS, CALL: 1-800-774-6066
United Way (Dial 411)Food Assistance
W Pantry
The W Food Pantry supports currently enrolled Wayne State students by providing resources (i.e. non-perishable food, toiletries, and feminine hygiene items) to reduce food and other insecurities they may face. With the help of students, faculty and staff, and WSU community volunteers as well as our donors we are able to continue to fulfill our mission of enhancing student success.
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Budgeting/Financial Wellness Resources
Warrior SMART - https://wayne.edu/financial-aid/resources/wsmart
GreenPath Financial Wellness - https://www.greenpath.com/realstories/episodes/budgeting/
AAMC Financial Wellness - https://aamcfinancialwellness.com/
Transitioning to Medical School - https://students-residents.aamc.org/financial-aid-resources/transitioning-medical-school-financial-tips
Tools for Residency - https://students-residents.aamc.org/managing-your-medical-career/tools-success-during-residency
MD Transition to Medical School
MD Transition to Medical School International Students
Managing Student Loans Timeline
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Debt Management
General Resources
- Record Keeping - https://students-residents.aamc.org/financial-aid-resources/debt-management-relies-good-record-keeping
- Money Management - https://students-residents.aamc.org/financial-aid/money-management
- Taking Control of Credit Card Debt - https://students-residents.aamc.org/financial-aid-resources/taking-control-credit-card-debt
- GreenPath Debt Management - https://www.greenpath.com/blog/college/student-loan-counseling/
Debt Management Curriculum - https://canvas.wayne.edu/enroll/DXCFJM
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Repayment Assistance, Forgiveness, Service Opportunity Programs
AAMC/Association of American Medical Colleges - https://students-residents.aamc.org/financial-aid-resources/repayment-assistance-through-forgiveness-scholarships-or-service
USPHSCC - https://usphs.gov/
IHS - https://www.ihs.gov/physicians/
Centers for Disease Control – https://jobs.cdc.gov/index.html
National Institutes of Health – https://www.lrp.nih.gov/
National Health Services Corps – https://nhsc.hrsa.gov/
HRSA - https://bhw.hrsa.gov/funding#loan
STLRP - Steven M. Thompson Physician Corps Loan Repayment Program (STLRP) - HCAI
NIMHD - Loan Repayment Program (LRP) (nih.gov)
California State Repayment Program - California State Loan Repayment Program (SLRP) - HCAI
MedSend (Faith Programs) - MedSend
AAMC Search Database - Loan Repayment/Forgiveness/Scholarship and Other Programs (aamc.org)
Military Programs - https://www.medicineandthemilitary.com/
Army National Guard Programs - https://www.nationalguard.com/amedd
US Department of Veterans Affairs - https://www.va.gov/
- EDPR - https://www.vacareers.va.gov/Benefits/EducationSupport#repay
- SELRP - https://va-ams-info.intelliworxit.com/selrp/
- HPSP - https://va-ams-info.intelliworxit.com/hpsp/
State Programs - https://systems.aamc.org/fed_loan_pub/index.cfm?fuseaction=public.welcome
Federal Public Student Loan Forgiveness - https://students-residents.aamc.org/financial-aid-resources/public-service-loan-forgiveness-pslf
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Federal Loan Repayment Programs
Federal Student Loan Program - https://studentaid.gov/h/manage-loans
- Student Loan Repayment - https://studentaid.gov/manage-loans/repayment
- Complete Exit Counseling? - https://studentaid.gov/exit-counseling/?counselingType=exit
- How to Make a Student Loan Payment? - https://studentaid.gov/manage-loans/make-payment
- Update Contact Information for Federal Student Loans? - https://studentaid.gov/fsa-id/sign-in/landing?redirectTo=%2F
- Who is My Federal Loan Servicer? - https://studentaid.gov/manage-loans/repayment/servicers
- What is Loan Deferment and Forbearance? - https://studentaid.gov/help-center/answers/article/what-is-loan-forbearance-deferment
- What is The Grace Period for Federal Student Loan Repayment? - https://studentaid.gov/manage-loans/repayment#the-grace-period
- How do I decide which Payment Plan is Best for my Federal Student Loans? - https://studentaid.gov/loan-simulator/
- How do I choose a Payment Plan for my Federal Student Loans? - https://studentaid.gov/manage-loans/repayment/plans
- How do I Consolidate my Federal Student Loans? - https://studentaid.gov/manage-loans/repayment/plans#consolidate
- Where do I send my Federal Student Loan Payments? - https://studentaid.gov/manage-loans/make-payment
- How do I change my Repayment Plan? - https://studentaid.gov/help-center/answers/article/how-to-change-repayment-plan
Federal Student Loan Forgiveness
Understanding Loan Forgiveness - https://studentaid.gov/manage-loans/forgiveness-cancellation
Having trouble making Federal Student Loan Payments?
- Get Temporary Relief - https://studentaid.gov/manage-loans/lower-payments/get-temporary-relief
- Lower Monthly Payments - https://studentaid.gov/manage-loans/lower-payments
- Understanding Delinquency and Default - https://studentaid.gov/manage-loans/default
- Collections on Defaulted Loans - https://studentaid.gov/manage-loans/default/collections
American Association of Medical Colleges (AAMC) Repayment Strategies Presentation