Benefits and Resources
Resident Pay Scale & Sample Contract
2017-2018 Pay Scale
|Chief Resident Stipend||$1,500|
Direct deposit is available. For details about vacation and educational funds, please see your program administration.
WSU currently offers the following medical insurance plans:
- Blue Cross & Blue Shield Blue Care Network (HMO)
- Community Blue (PPO)
- Health Alliance Plan (HMO)
- DMC Care (PPO)
- Total Health Care (HMO)
More information is available at: http://hr.wayne.edu/tcw/health-welfare/med-insurance.php
Residents will receive enrollment information during the onboarding process before the start of their residency.
If a resident is required to report to the residency program before July 1, they may choose to elect to enroll in interim coverage until eligible for coverage by the university. Interim health insurance information may be found at the following websites: Priority Health Short Term Plan or EHealth Insurance Website
WSU offers two plan options: Basic or Enchanced. WSU pays 100% of the Basic Plan.
More information is available at: http://hr.wayne.edu/tcw/health-welfare/vision-plan.php
WSU offers a comprehensive dental insurance plan with the Delta Dental Plan of Michigan.
More information is available at: http://hr.wayne.edu/tcw/health-welfare/dental-insurance.php
Other Eligible Person Benefits
WSU provides the opportunity to purchase medical/vision and dental coverage for other eligible persons. The premiums you pay for this coverage are taxable to you.
More information is available at: http://hr.wayne.edu/tcw/other-benefits/oep.php
Flexible Spending Accounts
Maximize your tax savings by participating in a health care or day care flexible spending account (FSA). You can contribute up to $2,500 per year for the health care FSA and up to $5,000 per year for the dependent care FSA on a pre-tax basis. Any money left in the account at the end of the year is forfeited. The IRS calls this the “use it or lose it” rule.
More information is available at: http://hr.wayne.edu/tcw/health-welfare/flexible-spending.php
Employee & Dependent Life Insurance
WSU provides Basic Life Insurance (equal to 1x your salary) which is 100% employer paid. Employees have the option to increase their life insurance by purchasing amounts up to 4x salary. Includes Accidental Death & Dismemberment insurance which protects against financial hardship when you or a covered dependent suffers an accidental death, loss of limb, paralysis or loss of sight.
Dependent Life Insurance options are available for your spouse and children. You can choose from three coverage options for your spouse and/or children at group rates.
More information is available at: http://hr.wayne.edu/tcw/health-welfare/life-insurance.php
Short-Term Disability: part of the paid time-off benefit effective July 1 of the first year of residency.
Long-Term Disability: optional disability coverage available through Larsen Financial Group
LTD provides a source of income if you are unable to work due to a serious illness or injury. The long-term disability (LTD) benefit provides a monthly income benefit equal to 66 2/3% of your monthly base salary up to a maximum benefit of $7,000 per month. Benefits begin after 180 days of being disabled and are offset by other income benefits associated with your disability. Long-term disability insurance is effective the first of the month following one year in a WSU residency program.
A resident may choose to elect to enroll in additional optional disability coverage until eligible for coverage by the university and keep that coverage throughout their residency. Optional disability coverage information may be found by contacting Jake Whipp, Larsen Financial Group at 630-881-4659
Professional Liability Insurance
Your professional liability coverage is through the host institution (hospital). Your policy is a limited claims made policy with extended reporting endorsement (tail coverage). In addition to liability “gap” insurance is provided for all exposure in outpatient facilities in other institutions. This coverage does not extend outside of the training program. See the WSU GME office for complete details.
Health-Related Employee Discounts
Retirement Savings Plans
403(b) Retirement Savings Plan: offered with University contributions, loan options, and is fully vested after 2 years.
457(b) Retirement Savings Plan: offered to any employee that is eligible for the 403(b) Plan, but does not offer University contributions or loan options.
More information is available at: http://hr.wayne.edu/tcw/retirement-savings/index.php
Employee Tuition Assistance: benefit pays 100% of the cost of tuition, regular registration fee, omnibus fee, and fitness center fee for eligible employees.
Reduced Tuition for Spouse/Child of Employee: benefit pays 50% of the cost of tuition only for an eligible spouse/child of an eligible employee. Does not cover coursework for the MD, JD or PharmD programs.
More information is available at: http://hr.wayne.edu/tcw/tuition-assistance/index.php
In addition to professional organizations that each residency program may enroll their residents in, all residents are automatically enrolled in the following professional organizations upon starting with their WSU School of Medicine Residency Program:
- American Medical Association (AMA)
- Michigan State Medical Society (MSMS)
- Oakland County Medical Society (OCMS)
- Wayne County Medical Society of Southeastern Michigan (WCMSSM)
Additional Fringe Benefits
Some programs offer additional fringe benefits, please see your program administration for details. These may include: conference travel expenses, educational materials allowance, meal allowance, medical equipment, special coures, and ITE fees.
Wellness Warriors Program
Our nationally-recognized Wellness Warriors program is free for full-time eligible employees and is designed to offer each participant the tools and resources to create a personalized wellness plan.
More information is available at: http://wellness.wayne.edu/
Employee Assistance Plan (EAP)
An Employee Assistance Program provides a confidential location for employees and their families to receive assistance with personal matters. The Employee Assistance Program provides professional counseling, education and referral services to you and your family members. To see a list of the books available, please click here.
You can contact the EAP 24/7/365!
EAP can help you with a variety of issues:
- Marital and family problems
- Child or adult care issues
- Alcohol and/or drug abuse
- Balancing work and family
- Depression and anxiety
- Work-related concerns
- Financial or legal problems
- Career transition issues
- Personal growth and development
Life Advisor EAP Services can be found here.
Ulliance Wellness Wednesday, click on Newsletter to see the latest edition.
More information is available at: http://hr.wayne.edu/avp/eap/
You may also access the Life Enhancement Resource Center by visiting: http://www.lifeadvisoreap.com/MemberLogin.aspx
WSU College of Education – Counseling & Testing Center
ACGME Wellness Resources
Accreditation Council for Graduate Medical Education has created a page to share with residents and fellows that promote a culture of physician well-being and provide support in the case of burnout, depression, or suicide.
More information is available at: http://www.acgme.org/What-We-Do/Initiatives/Physician-Well-Being/Resources
ACGME Launches New Tools and Resources Web Page Dedicated to Physician Well-Being Click here for additional information.
AAMC Wellness Resources
Association of American Medical Colleges link to Well-Being in Academic Medicine
More information is available at: https://www.aamc.org/initiatives/462288/articlesbooks.html
AMA wellness resources to help boost your personal well-being
- Learn five tips for eating healthy on a budget, offered by a medical trainee and registered dietician.
- Access a variety of expert financial advice for physicians, from managing medical school debt to planning for retirement.
- Read about the ways residents have found to conquer burnout.
- Discover three key tips for physicians in medical marriages to strengthen your connection with your partner as your career and relationship progress.
National Academy of Medicine
NAM launches a resource repository on clinician burnout and well-being. Find articles, research studies, and other resources here.
Show Your OneCard and Save
Restaurants Discounts: Mudgie’s Deli, Nom Nom’s, Cupcake Factory, Sweet Lorraine’s Fabulous Mac n’ Cheez!, SoupDive in Southfield, Sgt.Pepperoni’s Pizza, Traffic Jam & Snug, and many more!
Retail Discounts: Banana Republic-somerset & 12 Oaks, Dell, Inc., GNC in Grosse Pointe Woods, Hodges Subaru, MetroPCS Detroit, Noir Leather Royal Oak, Quicken Loans, Wheelhouse Detroit, and many more!
Entertainment Discounts: Brightly Twisted, Cinema Detroit, CrossFit BMW, Detroit Symphony Orchestra, Detroit Segway tours, In D Golf, Hillberry Theatre, TV Store online, and many more!
For a full list of OneCard discounts, please visit: http://shops.wayne.edu/show-and-save.php
Residents can download EndNote for free through the clearinghouse: https://commerce.wayne.edu/clearinghouse/
Log in with your Access ID (ab1234) and password to purchase discounted versions of MS Office, SPSS, SAS, Symantec, and more!
Home & Auto Discounts through Liberty Mutual
Wayne State University offers a voluntary employee benefit program for auto and home insurance that could save employees time and money. This is possible through an exclusive discount from Liberty Mutual.
More information is available at: http://hr.wayne.edu/tcw/other-benefits/home-auto.php